Terms of Service

1. Eligibility and authority

You must be at least 18 years old and legally capable of entering into a binding agreement to use the Service.

If you use the Service on behalf of a seller, brokerage, real estate team, company, or other organization, you represent that you have authority to act for that person or organization and to bind it to these Terms. You may not use the Service if applicable law prohibits you from doing so or if we have previously suspended or terminated your access for misuse.

2. What Disclozd provides

Disclozd is a software platform designed to help Texas property sellers and their real estate agents complete, review, electronically sign, generate, and share a Texas Seller's Disclosure Notice and related attachments.

The Service may guide a seller through questions, provide explanatory information, collect responses and supporting documents, generate a completed PDF, collect electronic signatures, and allow the completed disclosure package to be shared with the seller's real estate agent.

Disclozd currently supports the Texas Real Estate Commission Seller's Disclosure Notice, Form 55-1. The official form and current information are available from the Texas Real Estate Commission. Forms, laws, and regulatory guidance may change. Disclozd may update the Service and supported forms at any time, but you remain responsible for confirming that the form and disclosures used are appropriate for the transaction.

3. No legal or brokerage services

Disclozd is a software provider. Disclozd is not a law firm, real estate brokerage, title company, inspection company, engineering firm, insurance provider, tax adviser, or government agency.

Disclozd does not provide legal, brokerage, tax, engineering, inspection, or other professional advice. Information, explanations, prompts, examples, automated output, and help content provided through the Service are for general informational purposes only and are not a substitute for advice from a qualified attorney, licensed real estate professional, inspector, engineer, tax professional, or other adviser.

Use of the Service does not create an attorney-client, broker-client, fiduciary, agency, or other professional relationship with Disclozd.

4. User responsibilities

You are solely responsible for the truthfulness, accuracy, completeness, timeliness, and legal sufficiency of every answer, statement, signature, attachment, and document submitted through or generated by the Service.

You agree to review the entire disclosure and all attachments before signing or sharing them. You must correct any inaccurate or incomplete information and obtain professional advice whenever you are uncertain about your disclosure obligations.

Disclozd does not inspect the property, independently verify your answers, search public records, confirm repairs, detect omitted information, determine whether a condition is material, or decide whether additional disclosures, notices, addenda, reports, or attachments are required.

You are responsible for complying with the Texas Property Code, TREC rules and forms, applicable contracts, brokerage policies, MLS requirements, and all other laws or requirements applicable to your transaction. Completion of a document through Disclozd does not guarantee compliance with any law, rule, contract, or professional obligation.

5. Seller and agent roles

A seller may use the Service directly or may authorize a licensed real estate agent to create or manage a disclosure workflow on the seller's behalf. An agent may manage disclosures for multiple sellers through the agent's account.

An agent who enters information on behalf of a seller represents that the agent has the seller's authorization to do so. The seller remains responsible for reviewing, approving, and signing the final disclosure. An agent may not sign for a seller unless the agent has separate, legally sufficient authority to do so.

Agents remain responsible for their own professional duties, supervision obligations, transaction-management practices, and record-retention requirements. Disclozd does not replace an agent's review or the broker's required procedures.

6. Electronic signatures and records

By using the Service's electronic-signature features, you consent to conduct the transaction electronically and to use electronic records and signatures. You agree that your electronic signature is intended to authenticate the document and has the same force and effect as your handwritten signature to the extent permitted by applicable law.

You may not sign another person's name or apply a signature without authorization. You are responsible for ensuring that the signer has an opportunity to review the complete document before signing and can retain or download an accurate copy.

Electronic signatures and records may be recognized under the federal Electronic Signatures in Global and National Commerce Act and the Texas Uniform Electronic Transactions Act. The validity or enforceability of any particular signature or document depends on the surrounding facts and applicable law. Disclozd does not provide a legal opinion or guarantee that a particular electronic record or signature will be accepted by every recipient, court, regulator, broker, buyer, or other party.

7. Accounts and security

You must provide accurate and current account information and keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for activity occurring through your account, except to the extent caused by our failure to use reasonable security measures.

You may not share credentials in a way that allows unauthorized access, impersonate another person, or use another person's account without permission. Notify us promptly at [email protected] if you suspect unauthorized access or account compromise.

8. User content and documents

"User Content" includes property information, seller responses, contact information, uploaded files, photographs, reports, receipts, repair records, prompts, signatures, completed forms, and other information submitted to or generated through the Service.

You retain any ownership rights you have in your User Content. You grant Disclozd a non-exclusive, worldwide, royalty-free license to host, store, copy, process, transmit, display, format, and use User Content as reasonably necessary to provide, secure, maintain, support, and improve the Service; follow your instructions; enforce these Terms; and comply with law.

You represent that you have the right and authority to submit the User Content and permit us to process it. You must not upload confidential, copyrighted, personal, or other information unless you are authorized to do so.

When you direct the Service to share a disclosure with your real estate agent, you authorize us to send the disclosure and related User Content to that agent using the contact information provided. You are responsible for confirming that the agent and contact details are correct.

9. Document storage and retention

Disclozd is a document-preparation and workflow tool, not a permanent document archive or transaction-management system. We do not guarantee that incomplete disclosures, completed disclosures, attachments, signatures, PDFs, account records, or other User Content will remain available for any particular period.

You must download and maintain your own copies of all documents needed for the transaction. Real estate agents and brokers are solely responsible for storing documents and records for the periods required by Texas law, TREC rules, brokerage policy, applicable contracts, and professional obligations.

We may delete or make information unavailable due to account closure, retention practices, legal requirements, security concerns, product changes, or technical limitations. Backup copies may persist for a limited period after deletion.

10. AI-assisted features

The Service may use artificial intelligence or automated systems to explain questions, summarize information, suggest responses, analyze or extract information from uploaded materials, generate help text, improve navigation, or assist with completion of a disclosure.

AI-generated or automated output may be inaccurate, incomplete, misleading, outdated, or inappropriate for your property or transaction. It is not independently verified by Disclozd and is not legal or professional advice.

You must review all AI-assisted output before using, signing, or sharing it. You remain responsible for all information included in the final disclosure, even when the Service suggested, summarized, extracted, or generated that information.

11. Payments and refunds

Some features require payment. Prices, taxes, and applicable charges are shown before purchase. You authorize Disclozd and its payment processor to charge the payment method you provide.

Except where required by law, all purchases are final and non-refundable once payment is submitted. You are responsible for reviewing the applicable charge before completing payment.

We may change prices or payment terms at any time. Any change applies prospectively and will be disclosed before a future purchase.

12. Acceptable use

You may not use the Service to:

• violate any law, court order, contract, privacy right, intellectual property right, or other right;
• submit false, fraudulent, deceptive, defamatory, or unauthorized information;
• sign or submit documents for another person without authority;
• upload malware, malicious code, corrupted files, or content intended to disrupt or compromise systems;
• probe, scan, bypass, disable, or interfere with security, authentication, access controls, or rate limits;
• scrape, crawl, extract, or access the Service through unauthorized automated means;
• reverse engineer, decompile, disassemble, or attempt to discover source code or non-public components, except where applicable law prohibits this restriction;
• use the Service to build or train a competing product using non-public portions of the Service;
• send spam or unlawful marketing communications; or
• help another person do any of the above.

13. Third-party services

The Service relies on third-party providers, including hosting, database, authentication, payment, email, mapping, analytics, source-control, advertising, and AI providers. These services may include Vercel, Supabase, Stripe, GitHub, Resend, Google Maps Platform, Google Analytics, and third-party AI providers.

Your use of third-party features may be subject to the provider's own terms and privacy practices. We are not responsible for third-party services, outages, acts, omissions, content, or security practices that are outside our reasonable control.

14. Ownership

Disclozd and its licensors own the Service, including its software, design, branding, workflows, databases, text, graphics, and other content, excluding User Content and third-party materials. We grant you a limited, non-exclusive, non-transferable, revocable right to use the Service for its intended purpose while these Terms remain in effect.

You may provide feedback or suggestions. You grant us the right to use that feedback without restriction or compensation, provided we do not publicly identify you as the source without permission.

15. Availability and changes

The Service is being developed and may include beta or early-access features. We may add, change, suspend, or discontinue features at any time. The Service may experience interruptions, errors, delays, data loss, or outages.

We do not guarantee uninterrupted availability or that the Service will meet every brokerage, transaction, legal, or technical requirement. You should not wait until a contractual deadline to begin or complete a disclosure.

16. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." DISCLOZD DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, SECURITY, AVAILABILITY, AND LEGAL COMPLIANCE.

DISCLOZD DOES NOT WARRANT THAT THE SERVICE WILL IDENTIFY EVERY REQUIRED DISCLOSURE, DETECT ERRORS OR OMISSIONS, PRODUCE A LEGALLY SUFFICIENT DOCUMENT, PRESERVE DOCUMENTS INDEFINITELY, OR PREVENT A DISPUTE, CLAIM, TERMINATION, DELAY, OR LOSS RELATING TO A REAL ESTATE TRANSACTION.

Some jurisdictions do not allow certain warranty disclaimers, so portions of this section may not apply to you.

17. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DISCLOZD AND CHRISTIAN ADAMS HOLDINGS, LLC WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, DATA, DOCUMENTS, BUSINESS, GOODWILL, TRANSACTION VALUE, OR OPPORTUNITY, ARISING FROM OR RELATED TO THE SERVICE, EVEN IF ADVISED THAT SUCH DAMAGES ARE POSSIBLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF DISCLOZD AND CHRISTIAN ADAMS HOLDINGS, LLC FOR ALL CLAIMS ARISING FROM OR RELATED TO A PARTICULAR USE OF THE SERVICE OR DISCLOSURE WILL NOT EXCEED THE AMOUNT YOU ACTUALLY PAID TO DISCLOZD FOR THE SPECIFIC SERVICE OR DISCLOSURE GIVING RISE TO THE CLAIM.

These limitations apply regardless of the legal theory and even if a remedy fails of its essential purpose. They do not limit liability that cannot legally be limited.

18. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Christian Adams Holdings, LLC, Disclozd, and their owners, officers, employees, contractors, and agents from claims, liabilities, damages, judgments, losses, and reasonable legal fees arising from or related to your User Content, your use or misuse of the Service, your violation of these Terms, your violation of law or another person's rights, or a real estate transaction involving information you submitted through the Service.

19. Suspension and termination

You may stop using the Service at any time. You may request account deletion by emailing [email protected].

We may suspend or terminate access if we reasonably believe you violated these Terms, created legal or security risk, used the Service fraudulently, failed to pay amounts due, or could harm the Service or another person. Where practical, we may provide notice and an opportunity to cure, but we are not required to do so in urgent or serious situations.

Sections that by their nature should survive termination will survive, including sections concerning ownership, disclaimers, liability, indemnification, disputes, and document-retention responsibilities.

20. Binding arbitration and class-action waiver

Please read this section carefully. It affects your legal rights.

Before filing a claim, you agree to send a written notice describing the dispute and requested resolution to [email protected]. The parties will attempt in good faith to resolve the dispute informally for 30 days after receipt.

If the dispute is not resolved, any claim arising from or relating to the Service or these Terms will be resolved by binding individual arbitration administered by the American Arbitration Association under its applicable Consumer Arbitration Rules, except that either party may bring an individual action in small-claims court if the claim qualifies. The Federal Arbitration Act governs this arbitration provision.

The arbitration may be conducted remotely, based on written submissions, or at a reasonably convenient location. The arbitrator may award the same individual remedies that a court could award, but only to the extent necessary to resolve the individual claim.

NO CLASS ACTIONS. You and Disclozd agree that claims may be brought only in an individual capacity and not as a plaintiff, claimant, or class member in any class, collective, consolidated, mass, or representative proceeding. The arbitrator may not combine claims of more than one person without the written consent of all parties.

If this arbitration section is found unenforceable as to a particular claim, that claim will be resolved exclusively in the state or federal courts located in Travis County, Texas, and each party consents to personal jurisdiction and venue there.

21. General terms

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules, except that the Federal Arbitration Act governs the arbitration provision.

These Terms and the Privacy Policy constitute the entire agreement between you and Disclozd regarding the Service unless a separate written agreement applies. If any provision is unenforceable, it will be modified to the minimum extent necessary, and the remaining provisions will remain effective.

You may not assign these Terms without our written consent. We may assign them in connection with a merger, financing, acquisition, sale of assets, reorganization, or by operation of law.

Our failure to enforce a provision is not a waiver. Headings are for convenience only. Electronic notices and communications satisfy any requirement that communications be in writing.

We may update these Terms by posting a revised version and changing the effective date. Material changes may also be communicated through the Service or by email. Continued use after the revised Terms become effective means you accept them.

22. Contact

Questions about these Terms may be sent to: